Est. 2078 Bhadra 20  ·  Udhyamshilta Co-operative

Empowering Members
Through Trusted
Financial Services

A member-owned financial institution dedicated to uplifting economic status, promoting entrepreneurship, and supporting sustainable community development across Nepal.

Member-owned & community-focused Affordable savings & loans Supporting entrepreneurship Transparent & ethical
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At a Glance
2078
Established
Bhadra 20
7+
Financial
Services
100%
Member
Owned
∞
Community
Trust
Government Registered Multipurpose Co-operative, Nepal
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  Our Services

Everything You Need

Comprehensive financial solutions crafted for every member — from savings and loans to digital payments and insurance.

All Services
Saving
Flexible savings plans designed to grow members' wealth securely and efficiently over time.
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Loans
Affordable loan products at competitive rates to support personal and business ambitions.
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Remittance
Fast, secure money transfer services domestically and internationally for all members.
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Mobile Banking
Manage accounts, transfer funds, and track finances anytime on our mobile platform.
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QR Code Payment
Instant contactless payments through secure QR technology for everyday transactions.
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Insurance
Protect what matters most with affordable insurance coverage tailored for members.
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Other Services
A full spectrum of additional support services — from financial literacy and emergency relief to community development programs, all tailored to our members' evolving needs.
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  Why Choose UMC

Built for Members,
by Members

An institution rooted in community trust, ethical operations, and a genuine commitment to the financial growth of every single member.

Member-Owned & Community-Driven Every decision is made for members, by members — your voice shapes the institution.
Transparent & Ethical Operations Financial practices rooted in accountability, fairness, and integrity at every level.
Affordable Interest Rates & Flexible Services Competitive rates and adaptable solutions designed for real everyday needs.
Focus on Entrepreneurship & Income Generation Dedicated programs and financing to help members start and grow their ventures.
Dedicated Support for Members' Growth Personalized financial guidance and resources for every stage of your journey.
∞
Community
Commitment
UMC Community
We believe in growing together by empowering our members economically and socially.
  Our Direction

Vision & Mission

Vision
Our North Star
Sustainable, reliable, capable, excellent multipurpose cooperative — a beacon of financial empowerment and inclusive development for every community we serve.
Mission
Our Purpose
To develop the economic and social wellbeing of members through quality financial and non-financial services, accessible to all via modern technology.
Our Objectives
Driving change through dedicated service and community empowerment
Community Support
Providing services to rural and marginalized communities, focusing on financially unreached groups for self-reliant economic development.
Poverty Reduction
Creating income and employment opportunities for the poor, with particular focus on women of target communities.
Skill Promotion
Promoting self-employment through indigenous knowledge, traditional skills, and innovation in local occupations.
Emergency Relief
Providing immediate financial relief to members facing tragic or unforeseen emergency situations.
Sujeet Khatiwada
Sujeet Khatiwada
Chief Executive Officer
  Leadership

A Message from
Our CEO

Greetings to all respected share members and well-wishers.

With the aim of uplifting the living and economic status of people with low economic backgrounds, along with developing the spirit of entrepreneurship among our members, this co-operative was established on 2078 Bhadra 20. As CEO, I feel privileged to represent it before our members and beneficial parties.

I would like to work on areas that benefit society — developing the idea of entrepreneurship among our members and making them economically sound so they can tackle future economic challenges independently. We will help members expand their business capacities and provide them with financing ideas and financial support when needed.

Providing several financial related services to common people is our main priority. I assure our share members that this co-operative will always work for organizational benefit rather than personal gain. All the efforts of our team should be a great asset to the organization and to our members.

Trust & Transparency Member Empowerment Ethical Governance Community Development Sustainability
Cooperative Principles
Our Motto
For All,
Forever
  About Us

Who We Are

This organization was established to provide microfinance and simple banking services to share members with the motto of "for all, forever". We are committed to delivering special, easy, and reliable services that set a new standard among cooperatives established under the same act.

We operate with a firm belief that financial services should be accessible, affordable, and empowering — not just for the privileged few, but for every member of every community.

"Udhyamshilta Multipurpose Co-operative Ltd. envisions becoming a trusted financial partner that nurtures entrepreneurship, strengthens community welfare, and promotes inclusive economic development across Nepal."
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  Our Path Forward

Ready to Grow
Together With Us?

Join Udhyamshilta Multipurpose Co-operative Ltd. — a community dedicated to financial empowerment, entrepreneurship, and sustainable growth for every member.

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